Monthly Archives: February 2019

Don’t Get Stuck Paying Your Own Healthcare Costs!

If you have just graduated from college and want health insurance, consider these options. If you are employed by a large enough business, you are probably eligible for company provided coverage. If you are younger than 26, you can still be covered by your parents, or you can research personal health insurance policies.

If you have vision problems now, or if members of your family do and you think you will in the future, vision insurance is something you will want to purchase. The insurance covers all or most of your check-ups plus contacts or glasses. Vision insurance is not something that you have to have, so it may cost you more to get the coverage.

Health insurance can be extremely expensive or even out of reach if you contract life-threatening condition. Consider a vegetarian diet as a preventative measure. Research has consistently shown that many years of improper diet accumulates into chronic conditions. Once you have a chronic disease, it can be very difficult and costly to treat. By becoming a vegetarian, you can avoid many chronic diseases. Insurers are beginning to understand this. This is a great diet because it saves your life while reducing your healthcare costs.

Remember that each state regulates the private insurance companies under its own jurisdiction, so interstate commerce laws prevent private insurance from being sold to you in one state if you live in another. This means that if you go to a hospital that is out of your state, your policy may not cover it. Insurance companies can be strange like that, so you need to know all the ins and outs of your policy.

Find out if your doctors participate in the health insurance plan you are considering. If your favorite doctor is not within a prospective carrier’s network, it may be wise to seek alternative insurance providers.

It’s important to take into consideration whether or not you can keep your current doctors if you change your health insurance provider. Doing so causes extra costs if your doctor is not part of the network.

Find out about healthcare savings accounts, and determine if they would work for you. Money that you put into an HSA is taken out before taxes and can reduce the cost of your medical expenses. Prescriptions, as well as other medical-related expenses, can be paid for through these accounts. It is important to know what you can and cannot use your account for.

It doesn’t matter the type of insurance coverage you currently have, but you will save money if you choose generic drugs. Most drugs have generic counterparts which are much cheaper than the name brand. In addition, generic drugs are chemically the same as the name brand.

See if your employer has a wellness program for their employees. A lot of employers offer incentives to any employee who has their health and lifestyle assessed. Signing up for physical fitness programs can help you save money on your insurance premiums and even lower your company’s payments for insurance.

You need good health insurance if you are planning on starting a family anytime soon. Don’t leave this to chance; some insurance doesn’t cover pregnancy, complications from pregnancy or labor.

Review your insurance plan annually to see which prescriptions are covered. This changes every year, so you should ensure you look over the list yourself when you re-enroll, so that you won’t be shocked when you refill your prescription.

You can make a more informed decision on the right health insurance for you or your loved ones when you conduct the proper research. Health insurance is a topic that should not be put to the side. Obtaining the right health insurance is crucial. Determining which health insurance policy to obtain is one of the most important decisions you have to make.

Does Oily Fish Reduce The Risk Of Alzheimer’s Disease And Dementia?

People who eat a diet high in oily fish might significantly reduce their risk of developing Alzheimer’s disease and dementia in later life according to research by Tufts University and published in the journal Archives of Neurology.

The diets of approximately 900 older men and women were analyzed over a period of 9 years and blood samples were taken from the participants. It was found that those who had the highest levels of DHA (Docosahexaenoic acid) in their blood reduced their risk of developing dementia by around 47% and Alzheimer’s by 39% as compared to those who had low levels of DHA. The study also identified that the levels of DHA in the blood can be influenced by the liver’s ability to convert ALA or alpha-linolenic acid, into DHA but that the most significant influence on the amount of DHA in the blood was actually the amount of fish consumed. Those who had the lowest risk consumed 2 or more portions of oily fish a week. It is important to note that this study doesn’t prove that eating fish prevents dementia, but the suggestion is that eating fish does seem to reduce the risk.

The link between Omega 3 fatty acids and the brain is well known and research continues to highlight the myriad of ways that these fatty acids impact on brain health in general. One research team from Aberdeen and Edinburgh University in Scotland looked at the Omega 3 intake of around 300 people aged 64 and tested the levels of fatty acids in their blood. They found that those who had supplemented with Omega 3 showed better cognitive processing in mental speed tests and the results were directly related to the level of Omega 3 in their blood. They suggested that Omega 3 might be able to slow down the ageing of the brain itself. If this is the case then Omega 3 fatty acids might have some therapeutic benefit on people who are already suffering from dementia.

Indeed, one study in Sweden looked at the effect that Omega 3 fatty acids had on people who already had Alzheimer’s disease. They gave 89 patients a supplement containing DHA and EPA for 6 months and another 85 patients were given a placebo. There was a cross over point at 6 months where the placebo group also began to receive Omega 3. The interesting result from this study was that 32 patients who had mild symptoms of Alzheimer’s disease showed less of a decline whilst taking the supplements suggesting that the fatty acids might slow down the progress of the disease in the early stages.

The fatty acid connection what do we know?

DHA, along with Eicosapentaenoic acid or EPA are Omega 3 fatty acids found in oily fish such as Salmon, Tuna, Herring, Mackerel and Anchovies. ALA on the other hand is a plant based Omega 3 fatty acid and research has shown that the ability to convert ALA into EPA and DHA is extremely limited in humans and can be even lower than 5%. This means that the only way to get enough EPA and DHA is to eat oily fish or to supplement with fish oil.

The brain is a fatty organ that depends largely on DHA for healthy structure and development. People with Alzheimer’s and dementia have been found to have low concentrations of it and the natural assumption would be that increasing the amount of DHA in the diet might have some preventative benefits. However, if there is enough EPA in the diet then the body can produce as much DHA as required so EPA is arguably the most important of the Omega 3 fatty acids. EPA is believed to be the fatty acid mostly responsible for the general functioning of the brain on a day to day basis, and as well as having anti-inflammatory properties, appears to improve the connections in the neural networks in the brain. EPA is also thought to inhibit the activity of the enzyme phospholipase A2 and over-activity of this enzyme has been linked to neurotoxicity and death of brain cells, a feature of Alzheimer’s disease and other forms of dementia.


It is too early to say conclusively whether eating more fish or supplementing with fish oil can actually help to prevent dementia and Alzheimer’s disease or whether it might slow down degeneration and ageing of the brain but the indications are that it certainly has some influence on brain health, which isn’t surprising given that the brain is composed mostly of fat and relies on the omega 3 fatty acids to develop and function properly.

What is known is that fish oil does offer protection against a number of health conditions, including heart disease, circulation problems and even depression so at the very least, supplementing with concentrated fish oil is a convenient way for anyone to boost their physical and mental health in general.

Do You Have Health Anxiety – What You Should Know

For a person with an anxiety disorder, the world can be a really scary place. But when that generalized fear turns into health anxiety it makes each passing day a difficult series of disturbing thoughts.

Just like any other form of anxiety, health anxiety is an irrational fear that something more sinister is wrong with the sufferer. It really doesn’t matter if the person is otherwise healthy and fit, the constant thoughts of diseases and sickness cause a lot of unnecessary stress.

Imagine that you were minding your own business in your life, when all of the sudden you started to get sick. Maybe you come down with a mild flu, or a sore throat. This is completely normal for all of us, because to become ill is to be human.

Well, for a person with health anxiety that type of thing is enough to cause massive anxiety and even panic attacks. Because a person with health anxiety will try to catastrophize every symptom something routine like a sore throat can be much worse in their mind.

How do I know if I have health anxiety?

If you tend to believe that any and every form of sickness is going to be the death of you, then it is very possible that you have an anxiety related to health issues. In addition, if you spend much of your time worrying about diseases and illnesses that you think you have and how bad they are making you feel, this is standard for health anxiety as well.

What should I do?

First, you need a proper diagnosis from a doctor to determine if you have an anxiety disorder or an actual health issue that needs attention. Once this is determined, then you can begin to look at the root cause of these obsessive thoughts that are controlling your life.

Accept the diagnosis:

When you receive word that you are suffering from an anxiety disorder and nothing else, it will be really important for you to accept this as true fact.

It is difficult to live with these types of disorders, but with your “all clear” diagnosis it should be your first priority to try to tame those thoughts that are causing you such grief.

Is there a cure?

Absolutely! Your mind is simply playing tricks on you which causes you to have these unwanted thoughts. There is simply a loop in your mind, called the anxiety cycle that makes you think inappropriate thoughts, worry about those thoughts and have more thoughts.

You have to believe that you are going to be alright. You do not have anything wrong with you at all, and one day all of these obtrusive thoughts related to your health issues will be a thing of the past.

People with phobias or anxiety really get the brunt of what life throws at all of us it seems. There is no rhyme or reason for why anxiety sufferers worry so much about things that they have no control over, but the good news is that it can be treated and life can go on as normal once again.